Comparing OCBC Cashflo MasterCArd OCBC Bank With Ambank Visa Infinite Ambank Credit Cards For Requirement, Fees And Interest Rate
The Requirements
OCBC Cashflo MasterCArd: Requires annual income of RM 24,000.00 for all applicant. Free for first 3 years. The annual fees is RM 188.00. For the supplement card the annual fees is RM 68.00.Ambank Visa Infinite: There is not require for the minimum income for this applicant.First year free for 3 Supplementary Cards. There is no annual fees for the supplement card.
The Fees
OCBC Cashflo MasterCArd: Cash withdrawal fee is RM 20.00 or 20.00% which ever is the highest. There will be RM 10.00 for late payment fee per card.Ambank Visa Infinite: Cash withdrawal fee is RM 50.00 or 5.00% which ever is the highest. There will be RM 10.00 for late payment fee per card.
The Interest
OCBC Cashflo MasterCArd: The interest rate per annual is 15.00%. The cash back rate is 0.50%. The balance transfer rate is 1.88%. The cash withdrawal rate is 20.00%.Ambank Visa Infinite: The interest rate per annual is 15.00%. This card does not have cash back.The balance transfer rate is 0.00%. The cash withdrawal rate is 5.00%.