Alliance Bank You:nique Card - Great Rebates From Alliance Bank Malaysia For Unlimited Cash Rebates Up To 3%
Requires annual income of RM 24,000.00 for all applicant. Free for first 3 years. Waived when you spend RM5,000 or swipe 12 times for subsequent years. The annual fees is RM 148.00. For the supplement card the annual fees is RM 30.00. Cash withdrawal fee is RM 15.00 or 5.00% which ever is the highest. There will be RM 10.00 for late payment fee per card. The interest rate per annual is 15.00%. This card does not have cash back.The balance transfer rate is 0.00%. The cash withdrawal rate is 5.00%.

Requirement
Annual Income | RM 24,000.00 |
---|---|
Minimum Age | 21 |
Maximum Age | 0 |
Minimum Age for Supplement | 18 |
Maximum Age for Supplement | 0 |
Fees
Annual Fee | RM 148.00 |
---|---|
Annual Fee Note | Free for first 3 years. Waived when you spend RM5,000 or swipe 12 times for subsequent years |
Annual Fee for Supplement | RM 30.00 |
Supplement Card Fee | RM 0.00 |
Late Payment Fee | RM 10.00 |
Cash Withdrawal Fee | RM 15.00 |
Interest Rate
Interest Rate | 15.00% |
---|---|
Cash Back Rate | 0.00% |
Balance Transfer | 0.00% |
Cash Withdrawal Rate | 5.00% |
Cash Back
Name | Rate | Monthly Cap | Spend Min. | Spend Max. | Note |
---|---|---|---|---|---|
All Retail | 0.50% | RM 5.00 | RM 1.00 | RM 1,000.00 | |
All Retail | 1.50% | RM 15.00 | RM 1,001.00 | RM 2,000.00 | |
All Retail | 3.00% | RM 30.00 | RM 2,001.00 | RM 3,000.00 | |
All Retail | 0.30% | RM 0.00 | RM 3,001.00 | RM 0.00 |
Rewards
Points | Spend | Note |
---|---|---|
2.00 | RM 1.00 | on other local and overseas expenses |
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