American Express Cash Back Gold Credit Card From Maybank Malaysia For Unlimited Cash Back. No Minimum Spend. No Rebate Cap.
Requires annual income of RM 30,000.00 for all applicant. First year free for Principal cardholder. The annual fees is RM 70.00. First year free for 2 Supplementary Cards. For the supplement card the annual fees is RM 45.00. Cash withdrawal fee is RM 10.00 or 5.00% which ever is the highest. There will be RM 10.00 for late payment fee per card. The interest rate per annual is 15.00%. The cash back rate is 1.50%. The balance transfer rate is 0.00%. The cash withdrawal rate is 5.00%.

Requirement
Annual Income | RM 30,000.00 |
---|---|
Minimum Age | 21 |
Maximum Age | 65 |
Minimum Age for Supplement | 18 |
Maximum Age for Supplement | 0 |
Fees
Annual Fee | RM 70.00 |
---|---|
Annual Fee Note | First year free for Principal cardholder |
Annual Fee for Supplement | RM 45.00 |
Annual Fee for Supplement Note | First year free for 2 Supplementary Cards |
Supplement Card Fee | RM 0.00 |
Late Payment Fee | RM 10.00 |
Cash Withdrawal Fee | RM 10.00 |
Interest Rate
Interest Rate | 15.00% |
---|---|
Cash Back Rate | 1.50% |
Balance Transfer | 0.00% |
Cash Withdrawal Rate | 5.00% |
Cash Back
Name | Rate | Monthly Cap | Spend Min. | Spend Max. | Note |
---|---|---|---|---|---|
Local Spend | 1.00% | RM 0.00 | RM 0.00 | RM 0.00 | * Term & conditions applicable |
Oversea Spend | 1.50% | RM 0.00 | RM 0.00 | RM 0.00 | * Term & conditions applicable |
Rewards
Points | Spend | Note |
---|---|---|
1.00 | RM 2.00 | Earn KrisFlyer mile for all purchases |
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