Hong Leong Bank Essential Credit Card



Hong Leong Bank Essential Credit Card From Hong Leong Bank Malaysia For Cash Back, Shopping, Dining


Requires annual income of RM 24,000.00 for all applicant. Waived with 12 retail transactions or RM8,000 retail spend a year. The annual fees is RM 100.00. For the supplement card the annual fees is RM 50.00. Cash withdrawal fee is RM 5.00 or 2.00% which ever is the highest. There will be RM 10.00 for late payment fee per card. The interest rate per annual is 15.00%. The cash back rate is 1.00%. The balance transfer rate is 6.99%. The cash withdrawal rate is 2.00%.

Requirement

Annual Income RM 24,000.00
Minimum Age21
Maximum Age65
Minimum Age for Supplement18
Maximum Age for Supplement0

Fees

Annual Fee RM 100.00
Annual Fee NoteWaived with 12 retail transactions or RM8,000 retail spend a year.
Annual Fee for Supplement RM 50.00
Supplement Card Fee RM 0.00
Late Payment Fee RM 10.00
Cash Withdrawal Fee RM 5.00

Interest Rate

Interest Rate15.00%
Cash Back Rate1.00%
Balance Transfer6.99%
Cash Withdrawal Rate2.00%

Cash Back

NameRateMonthly CapSpend Min.Spend Max.Note
All Retail0.60% RM 30.00 RM 1.00 RM 5,000.00
All Retail1.00% RM 0.00 RM 5,001.00 RM 0.00
Insurance Transaction0.60% RM 0.00 RM 0.00 RM 0.00

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