Hong Leong Bank WISE Gold Credit Card

Hong Leong Bank WISE Gold Credit Card From Hong Leong Bank Malaysia For Cash Bank, Dining

Requires annual income of RM 24,000.00 for all applicant. . The annual fees is RM 250.00. For the supplement card the annual fees is RM 80.00. Cash withdrawal fee is RM 20.00 or 5.00% which ever is the highest. There will be RM 10.00 for late payment fee per card. The interest rate per annual is 15.00%. The cash back rate is 10.00%. The balance transfer rate is 6.99%. The cash withdrawal rate is 5.00%.


Annual Income RM 24,000.00
Minimum Age21
Maximum Age0
Minimum Age for Supplement18
Maximum Age for Supplement0


Annual Fee RM 250.00
Annual Fee for Supplement RM 80.00
Supplement Card Fee RM 0.00
Late Payment Fee RM 10.00
Cash Withdrawal Fee RM 20.00

Interest Rate

Interest Rate15.00%
Cash Back Rate10.00%
Balance Transfer6.99%
Cash Withdrawal Rate5.00%

Cash Back

NameRateMonthly CapSpend Min.Spend Max.Note
All Retail Spend10.00% RM 100.00 RM 2,000.00 RM 0.00

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