OCBC 365 MasterCard From OCBC Bank Malaysia For No Cap On Rebates. 1.0% Rebate On 1st Monthly Spend Of RM1,000
Requires annual income of RM 24,000.00 for all applicant. Free for life. The annual fees is RM 100.00. For the supplement card the annual fees is RM 50.00. Cash withdrawal fee is RM 20.00 or 18.00% which ever is the highest. There will be RM 10.00 for late payment fee per card. The interest rate per annual is 15.00%. The cash back rate is 1.00%. The balance transfer rate is 1.88%. The cash withdrawal rate is 18.00%.
Requirement
| Annual Income | RM 24,000.00 |
|---|---|
| Minimum Age | 18 |
| Maximum Age | 0 |
| Minimum Age for Supplement | 18 |
| Maximum Age for Supplement | 0 |
Fees
| Annual Fee | RM 100.00 |
|---|---|
| Annual Fee Note | Free for life |
| Annual Fee for Supplement | RM 50.00 |
| Supplement Card Fee | RM 0.00 |
| Late Payment Fee | RM 10.00 |
| Cash Withdrawal Fee | RM 20.00 |
Interest Rate
| Interest Rate | 15.00% |
|---|---|
| Cash Back Rate | 1.00% |
| Balance Transfer | 1.88% |
| Cash Withdrawal Rate | 18.00% |
Cash Back
| Name | Rate | Monthly Cap | Spend Min. | Spend Max. | Note |
|---|---|---|---|---|---|
| All Retail Expenses | 1.00% | RM 10.00 | RM 1.00 | RM 1,000.00 | |
| All Retail Expenses | 0.50% | RM 0.00 | RM 1,001.00 | RM 0.00 |
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