OCBC 365 MasterCard

OCBC 365 MasterCard From OCBC Bank Malaysia For No Cap On Rebates. 1.0% Rebate On 1st Monthly Spend Of RM1,000

Requires annual income of RM 24,000.00 for all applicant. Free for life. The annual fees is RM 100.00. For the supplement card the annual fees is RM 50.00. Cash withdrawal fee is RM 20.00 or 18.00% which ever is the highest. There will be RM 10.00 for late payment fee per card. The interest rate per annual is 15.00%. The cash back rate is 1.00%. The balance transfer rate is 1.88%. The cash withdrawal rate is 18.00%.


Annual Income RM 24,000.00
Minimum Age18
Maximum Age0
Minimum Age for Supplement18
Maximum Age for Supplement0


Annual Fee RM 100.00
Annual Fee NoteFree for life
Annual Fee for Supplement RM 50.00
Supplement Card Fee RM 0.00
Late Payment Fee RM 10.00
Cash Withdrawal Fee RM 20.00

Interest Rate

Interest Rate15.00%
Cash Back Rate1.00%
Balance Transfer1.88%
Cash Withdrawal Rate18.00%

Cash Back

NameRateMonthly CapSpend Min.Spend Max.Note
All Retail Expenses1.00% RM 10.00 RM 1.00 RM 1,000.00
All Retail Expenses0.50% RM 0.00 RM 1,001.00 RM 0.00

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