OCBC Arts Credit Card VS OCBC Cashflo Credit Card


Comparing OCBC Arts Credit Card OCBC With OCBC Cashflo Credit Card OCBC Credit Cards For Requirement, Fees And Interest Rate

The Requirements

OCBC Arts Credit Card: Requires annual income of $ 30,000.00 for all applicant. To earn an annual fee waiver for your OCBC Arts Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC Arts Credit Card was issued. The annual fees is $ 160.50. No annual fees for the first 2 years. For the supplement card the annual fees is $ 80.25.

OCBC Cashflo Credit Card: Requires annual income of $ 30,000.00 for all applicant. First 2 years free. The annual fees is $ 160.50. First 2 years free. For the supplement card the annual fees is $ 80.25.

The Fees

OCBC Arts Credit Card: Cash withdrawal fee is $ 15.00 or 6.00% which ever is the highest. There will be $ 100.00 for late payment fee per card.

OCBC Cashflo Credit Card: Cash withdrawal fee is $ 15.00 or 6.00% which ever is the highest. There will be $ 100.00 for late payment fee per card.

The Interest

OCBC Arts Credit Card: The interest rate per annual is 26.88%. This card does not have cash back.The balance transfer rate is 0.00%. The cash withdrawal rate is 6.00%.

OCBC Cashflo Credit Card: The interest rate per annual is 26.88%. The cash back rate is 1.00%. The balance transfer rate is 0.00%. The cash withdrawal rate is 6.00%.

 
BankOCBCOCBC
Credit Card NameOCBC Arts Credit CardOCBC Cashflo Credit Card

Requirement

Annual Income $ 30,000.00 $ 30,000.00
Minimum Age2121
Maximum Age00
Minimum Age for Supplement00
Maximum Age for Supplement00

Fees

Annual Fee $ 160.50 $ 160.50
 To earn an annual fee waiver for your OCBC Arts Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC Arts Credit Card was issued.First 2 years free
Annual Fee for Supplement $ 80.25 $ 80.25
 No annual fees for the first 2 yearsFirst 2 years free
Supplement Card Fee $ 0.00 $ 0.00
Late Payment Fee $ 100.00 $ 100.00
Cash Withdrawal Fee $ 15.00 $ 15.00

Interest Rate

Interest Rate26.88%26.88%
Cash Back Rate0.00%1.00%
Balance Transfer0.00%0.00%
Cash Withdrawal Rate6.00%6.00%
 
Details
Details
 

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