OCBC Arts Credit Card VS Rewards+ Credit Card


Comparing OCBC Arts Credit Card OCBC With Rewards+ Credit Card Standard Chartered Bank Credit Cards For Requirement, Fees And Interest Rate

The Requirements

OCBC Arts Credit Card: Requires annual income of $ 30,000.00 for all applicant. To earn an annual fee waiver for your OCBC Arts Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC Arts Credit Card was issued. The annual fees is $ 160.50. No annual fees for the first 2 years. For the supplement card the annual fees is $ 80.25.

Rewards+ Credit Card: Requires annual income of $ 30,000.00 for all applicant. Annual fee is waived off for the first two years. The annual fees is $ 192.60. Free up to 5 cards. There is no annual fees for the supplement card.

The Fees

OCBC Arts Credit Card: Cash withdrawal fee is $ 15.00 or 6.00% which ever is the highest. There will be $ 100.00 for late payment fee per card.

Rewards+ Credit Card: Cash withdrawal fee is $ 15.00 or 6.00% which ever is the highest. There will be $ 80.00 for late payment fee per card.

The Interest

OCBC Arts Credit Card: The interest rate per annual is 26.88%. This card does not have cash back.The balance transfer rate is 0.00%. The cash withdrawal rate is 6.00%.

Rewards+ Credit Card: The interest rate per annual is 26.90%. The cash back rate is -1.00%. The balance transfer rate is 0.00%. The cash withdrawal rate is 6.00%.

 
BankOCBCStandard Chartered Bank
Credit Card NameOCBC Arts Credit CardRewards+ Credit Card

Requirement

Annual Income $ 30,000.00 $ 30,000.00
Minimum Age2121
Maximum Age065
Minimum Age for Supplement00
Maximum Age for Supplement00

Fees

Annual Fee $ 160.50 $ 192.60
 To earn an annual fee waiver for your OCBC Arts Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC Arts Credit Card was issued.Annual fee is waived off for the first two years.
Annual Fee for Supplement $ 80.25 $ 0.00
 No annual fees for the first 2 yearsFree up to 5 cards
Supplement Card Fee $ 0.00 $ 0.00
Late Payment Fee $ 100.00 $ 80.00
Cash Withdrawal Fee $ 15.00 $ 15.00

Interest Rate

Interest Rate26.88%26.90%
Cash Back Rate0.00%-1.00%
Balance Transfer0.00%0.00%
Cash Withdrawal Rate6.00%6.00%
 
Details
Details
 

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